Out-of-Pocket Repairs

Out-of-Pocket Auto Body Repair in Austin

For smaller repairs, skipping an insurance claim may save time and make better financial sense.

What to Know

Sometimes the Smartest Move Is Skipping the Claim.

Filing a claim makes sense when the repair is well above your deductible. But for smaller stuff - a bumper scuff or a parking-lot scratch - a claim can cost more in rate increases than the repair itself. We'll give you a straight out-of-pocket price and let you decide. No pressure.

Bumper scuffs and dents

Paint scratches and transfer

Minor parking lot damage

Small cosmetic repairs

Panel paint damage

Repairs without an insurance claim

We also help customers looking for cash-pay auto body repair options when they prefer not to file an insurance claim.

Out-of-Pocket Repairs

When It May Make Sense to Skip Insurance

Damage is under about $1,000

You already filed a claim this year

You are worried about rate increases

You just want it fixed quickly

Simple Repair Process

Start With Photos

01

Tell us what happened

Add your vehicle details and a quick description of the damaged area.

02

Upload a few photos

A wide shot and two or three close-ups usually give us a useful starting point.

03

Get a clear answer

We tell you what we'd do, what it costs, and what's next.

Get Started

Ready for a Straight Answer? Send Photos Now.

Send Photos Call